Independent broker · Every plan on the market

Health coverage built around your life.

I'm Talia Berkefeld — an independent broker for healthy individuals and families who are tired of the status quo when it comes to health insurance. I help individuals, families, self-employed and small business owners take control of their health and life insurance with personalized plans that offer better coverage, stronger networks, and lower overall costs.

Schedule your free consultation (813) 720-9214

No fees, no pressure Side-by-side plan comparisons You keep your doctors

Talia Berkefeld

Independent Broker · Founder

States licensed

100%

Independent — zero pressure

30+

Carriers compared side-by-side

Cost to work with me

Who I Help

A partner in insurance, not just an agent.

I'm here as your trusted partner to navigate the complex world of health insurance together. Since I'm not tied to any single carrier, I can show you every option available and help you find the perfect plan that fits your family's unique situation, doctors, and budget — with no pressure, just honest guidance.

Families earning above subsidy thresholds

Private plans that often cost less than unsubsidized ACA premiums.
Self-employed parents & small business owners

Stable coverage outside the 1099 coverage gap.
Anyone under 65 frustrated by rising premiums

Let's pressure-test what you have and see if we can do better.

What I Do

Coverage across every chapter of life.

As an independent broker I can quote every carrier on the market — so the recommendation is always about you, and what fits your needs. From the day you're born until retirement and beyond, I can be with you every step of the way, adapting your coverage as your life changes.

Large family enjoying sunset on the beach

Under-65 Health Plans

Medically underwritten private policies that reward your family's good health with better premiums and richer benefits.

Life Insurance

Term and permanent policies to protect your children, your mortgage, and the life you've built — sized to your actual budget.

Every Plan on the Market

I'm not captive to any one carrier. You get apples-to-apples comparisons across 30+ companies in one conversation.

Personalized Consultation

No call center. We'll sit down (virtually or in person) and map coverage around your family's doctors, meds, and goals.

Smart Consumer Guidance

I teach you to read the fine print — deductibles, networks, riders — so you're never confused about what you own.

Lifelong Support

Your broker shouldn't vanish after you sign. I stay on call for claims, renewals, and life changes — forever.

The Process

Three conversations. One plan built around you.

No 40-page questionnaires. No hard sell. Just a straightforward process designed around how real families make real decisions.

Start with step one

1
Free discovery call

A 20-minute conversation about your family, your doctors, and what's working (or isn't) with your current coverage.
2
Custom plan comparison

I shop every carrier on the market and bring back a short list — networks, premiums, and total out-of-pocket cost side-by-side.
3
Enroll & stay supported

I handle the paperwork and stay your advocate for claims, renewals, and every life change that comes after.

Healthy American family enjoying time together

About Talia

Built on faith, family, and straight answers.

I started Talia Talks Insurance because too many families feel trapped by their insurance options. As a 5th generation Floridian, mother, and wife, I know how important it is to have coverage you can trust. I believe every family deserves to know all their options — not just what one company offers. My passion is helping others take control of their healthcare decisions and find plans that actually work for their lives and budgets.

Licensed & Independent

Appointed with 30+ national carriers.

Family-First Approach

Plans built around your people, not a quota.

Common Questions

Answers before you pick up the phone.

What does it cost to work with you?

Nothing. Brokers are paid by the insurance carriers, so my service is free to you — and because I'm independent, my recommendation isn't biased by who pays more.

I don't qualify for ACA subsidies. What are my options?

That's exactly who I help. Medically underwritten private plans often cost a fraction of unsubsidized ACA premiums for healthy families — with lower deductibles and broader networks.

Can I keep my current doctors?

In most cases, yes. During our consultation I'll check your providers against each plan's network before recommending anything.

Do you offer life insurance too?

Yes — term, whole, and universal life. Most families bundle health and life in one conversation so the coverage makes sense together.

Is the consultation really no-pressure?

Completely. Plenty of families leave our first call with a better understanding of what they already have — and no purchase. That's a win too.

Book your free consultation

Let's build the plan your family actually deserves.

Share a few details and I'll reach out within one business day to schedule your 20-minute discovery call. No pressure, no cost, no spam — ever.

Call direct

(813) 720-9214

taliangmteam@gmail.com

Request your consultation

Takes less than 60 seconds.